/* Swiss Finance Institute overview. Type and palette from swissfinanceinstitute.ai. */
:root {
  --navy: #000919; --navy-2: #0a1628; --navy-3: #1a2f4a; --ink: #121317; --cream: #f5f2ea; --cream-2: #faf9f5;
  --gold: #c9a961; --gold-soft: rgba(201, 169, 97, 0.55); --grey: #8a8480; --rule: #c8c3ba; --rule-dark: rgba(255, 255, 255, 0.14); --white: #f8f8f8;
  --ff-display: "Cormorant Garamond", "Times New Roman", serif; --ff-body: "Jost", "Helvetica Neue", Arial, sans-serif;
  --max: 1180px; --gutter: clamp(16px, 4vw, 56px);
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--navy); color: var(--white); font-family: var(--ff-body); font-weight: 300; font-size: 17px; line-height: 1.7; }
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
h1, h2, h3 { font-family: var(--ff-display); font-weight: 400; line-height: 1.1; margin: 0 0 0.5em; }
h1 { font-size: clamp(2.6rem, 6vw, 5rem); font-weight: 300; }
h2 { font-size: clamp(1.9rem, 3.4vw, 2.9rem); }
h3 { font-size: 1.5rem; }
p { margin: 0 0 1.1em; }
.eyebrow { font-size: 0.72rem; letter-spacing: 0.3em; text-transform: uppercase; font-weight: 500; color: var(--gold); margin: 0 0 16px; }
.lead, .intro { font-size: clamp(1.05rem, 1.5vw, 1.2rem); color: rgba(248, 248, 248, 0.75); max-width: 62ch; }
.skip-link { position: absolute; left: -9999px; top: 0; background: var(--gold); color: var(--navy); padding: 10px 16px; z-index: 300; }
.skip-link:focus { left: 16px; top: 16px; }
.hd { position: sticky; top: 0; z-index: 100; display: flex; align-items: center; justify-content: space-between; gap: 20px; height: 74px; padding: 0 var(--gutter); background: rgba(0, 9, 25, 0.94); backdrop-filter: blur(8px); border-bottom: 1px solid var(--rule-dark); }
.hd .brand img { height: 26px; width: auto; }
.nav { display: flex; align-items: center; gap: 4px; }
.nav a { font-size: 0.78rem; font-weight: 500; letter-spacing: 0.16em; text-transform: uppercase; color: var(--white); text-decoration: none; padding: 10px 12px; white-space: nowrap; }
.nav a:hover { color: var(--gold); }
.nav a.cta { margin-left: 8px; border: 1px solid var(--gold); color: var(--gold); padding: 9px 18px; }
.nav a.cta:hover { background: var(--gold); color: var(--navy); }
.hero { max-width: var(--max); margin: 0 auto; padding: clamp(64px, 10vw, 140px) var(--gutter) clamp(48px, 7vw, 90px); }
.hero h1 { max-width: 15ch; margin-bottom: 22px; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 26px; }
.btn { display: inline-block; font-size: 0.74rem; font-weight: 500; letter-spacing: 0.2em; text-transform: uppercase; padding: 14px 26px; text-decoration: none; border: 1px solid transparent; }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--white); }
.btn-outline { border-color: var(--gold-soft); color: var(--white); }
.btn-outline:hover { border-color: var(--gold); color: var(--gold); }
.band { padding: clamp(56px, 8vw, 100px) var(--gutter); }
.band--cream { background: var(--cream); color: var(--ink); }
.band--cream .intro, .band--cream p { color: var(--ink); }
.band--cream .btn-outline { border-color: var(--ink); color: var(--ink); }
.band--cream .btn-outline:hover { background: var(--ink); color: var(--white); }
.wrap { max-width: var(--max); margin: 0 auto; }
.wrap--narrow { max-width: 780px; }
.cols { display: grid; grid-template-columns: 1fr 1fr; gap: 24px 56px; margin-top: 10px; }
.cols p { font-size: 1.05rem; }
.facts { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px 32px; margin: 40px 0 0; padding: 28px 0 0; border-top: 1px solid var(--rule); }
.facts div { margin: 0; }
.facts dt { font-family: var(--ff-display); font-size: clamp(1.9rem, 3vw, 2.6rem); line-height: 1; color: var(--navy-3); margin-bottom: 6px; }
.facts dd { margin: 0; font-size: 0.78rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--grey); }
.also { margin-top: 30px; font-size: 0.92rem; letter-spacing: 0.04em; }
.also a { text-decoration: none; color: var(--gold); font-weight: 500; }
.band--cream .also a { color: var(--navy-3); }
.grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 36px; }
.card { display: block; padding: 28px 24px; border: 1px solid var(--rule-dark); border-top-color: var(--gold-soft); background: rgba(255, 255, 255, 0.02); text-decoration: none; transition: border-color 0.2s, transform 0.2s; }
.card:hover { border-color: var(--gold); transform: translateY(-2px); }
.card h3 { margin-bottom: 10px; }
.card p { font-size: 0.95rem; color: rgba(248, 248, 248, 0.72); margin: 0; }
.note { margin-top: 32px; font-size: 0.95rem; color: rgba(248, 248, 248, 0.72); max-width: 70ch; }
.note a { color: var(--gold); text-decoration: none; }
.timeline { list-style: none; margin: 30px 0 0; padding: 0; border-left: 1px solid var(--rule); }
.timeline li { position: relative; padding: 0 0 26px 32px; }
.timeline li::before { content: ''; position: absolute; left: -5px; top: 10px; width: 9px; height: 9px; border-radius: 50%; background: var(--gold); }
.timeline span { display: block; font-family: var(--ff-display); font-size: 1.6rem; line-height: 1; color: var(--navy-3); margin-bottom: 6px; }
.timeline p { margin: 0; }
.contact { font-size: 1rem; line-height: 1.8; }
.contact a { color: var(--gold); text-decoration: none; }
.ft { background: var(--navy); color: rgba(248, 248, 248, 0.72); padding: 64px var(--gutter) 36px; border-top: 1px solid var(--rule-dark); }
.ft-grid { max-width: var(--max); margin: 0 auto; display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.4fr; gap: 36px; }
.ft-grid img { height: 26px; width: auto; margin-bottom: 18px; }
.ft-assoc { font-size: 0.9rem; font-style: italic; max-width: 320px; }
.ft h4 { font-family: var(--ff-body); font-size: 0.7rem; letter-spacing: 0.3em; text-transform: uppercase; color: var(--gold); font-weight: 500; margin: 0 0 18px; }
.ft ul { list-style: none; margin: 0; padding: 0; }
.ft li { margin-bottom: 9px; font-size: 0.92rem; }
.ft a { color: inherit; text-decoration: none; }
.ft a:hover { color: var(--gold); }
.ft-addr { font-style: normal; font-size: 0.9rem; line-height: 1.6; margin-top: 10px; }
.ft-legal { max-width: 1000px; margin: 54px auto 0; padding-top: 26px; border-top: 1px solid var(--rule-dark); font-size: 0.8rem; line-height: 1.65; color: rgba(248, 248, 248, 0.55); }
.ft-legal a { text-decoration: underline; text-underline-offset: 3px; color: rgba(248, 248, 248, 0.7); }
.ft-swiss { font-family: var(--ff-display); font-style: italic; font-size: 1.05rem; color: var(--gold-soft); margin-bottom: 14px; }
.ft-bottom { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; margin-top: 26px; font-size: 0.84rem; }
.ft-tag { font-family: var(--ff-display); font-style: italic; font-size: 1rem; color: var(--gold-soft); }
@media (max-width: 1100px) { .grid { grid-template-columns: 1fr 1fr; } .ft-grid { grid-template-columns: 1fr 1fr; } .facts { grid-template-columns: 1fr 1fr; } }
@media (max-width: 760px) {
  body { font-size: 16px; }
  .nav a:not(.cta) { display: none; }
  .grid, .cols, .ft-grid, .facts { grid-template-columns: 1fr; }
}

/* media and added depth */
.hero--img { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.hero-figure { margin: 0; }
.hero-figure img { width: 100%; max-height: 520px; object-fit: cover; border: 1px solid var(--rule-dark); border-top: 2px solid var(--gold); }
.hero-figure figcaption, .figure figcaption { font-family: var(--ff-body); font-size: 0.74rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--grey); margin-top: 10px; }
.figure { margin: 36px 0 0; }
.figure img { width: 100%; max-height: 460px; object-fit: cover; border: 1px solid var(--rule); }
.band:not(.band--cream) .figure img { border-color: var(--rule-dark); }
.cred { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; margin-top: 34px; }
.cred div { border-top: 1px solid var(--gold-soft); padding-top: 16px; }
.cred h3 { font-size: 1.35rem; margin-bottom: 8px; }
.cred p { font-size: 0.95rem; color: rgba(248, 248, 248, 0.72); margin: 0; }
.band--cream .cred p { color: var(--ink); }
.cred a { color: var(--gold); text-decoration: none; }
.band--cream .cred a { color: var(--navy-3); }
.two { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 40px; align-items: center; margin-top: 30px; }
@media (max-width: 1100px) { .cred { grid-template-columns: 1fr; } .hero--img, .two { grid-template-columns: 1fr; } }